Car insurance

8 tips to reduce the premium of your

Every year, the price for a car insurance increases in Canada. Even if you may be
an excellent driver without any claim, many factors beyond your control can increase your insurance premium. Fraud, the development of new technologies in modern cars, as well as the growing medical costs after an accident are some of the reasons which explain this increase.

Good news! There are 8 ways to lower your car insurance premium!

5. Drive carefully on the road


By keeping a record without claim or infringement, many insurers will be ready to offer you an affordable price. You will then have more choices.




1. Install a security device


By installing a safety device to your vehicle such as a steering wheel lock tool or an alarm system, you reduce the risk of theft, and as a result, your claim rate as well.




3. Reduce your distance driven annually


If you change your driving habits by reducing your mileage driven per year, your car insurance premium will also decrease.




8. Increase your deductible*


If your insurer and your budget allow it, you can increase your deductible to lower your car insurance premium. *May vary according to the insurer. Contact first your broker for more information.




4. Own multiple policies* and vehicles


By owning several policies (e.g. car and residential insurance) with the same insurance company, you may be eligible to receive a discount from certain insurers. *Contact first your broker for more information. By owning several cars on the same policy, you are also eligible to get a discount on your car insurance premium.




6. Be an experienced driver in Quebec


By having many years of experience on the road in Quebec and by being 25 years old or older, you likely have a lower premium.




7. Be a member of special groups*


By being part of certain special groups or associations, you can benefit from a discount from certain insurers. *May vary according to the insurer. Contact first your broker for more information.




2. Put on winter tires during the cold season


Putting on winter tires during the cold season can help you lower the chances of getting a claim and reduces as well your car insurance premium.





YOU ALSO HAVE A RESIDENTIAL INSURANCE POLICY
AND WISH TO SAVE BIG ON YOUR PREMIUM? 

You do not have a car insurance policy yet? Contact our certified brokers to get a quote now!

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